I’ve almost hit my $6500 limit for BlueCash, which means the rewards should start kicking in pretty soon. Unlike years past, I’m not trying to spend every dime on my Blue Card. Nah, it’s not worth racking up the debt. I’m switching to a more cash based system. However, I still plan on charging all [...]
Well, as you can see, this week has been a little lite so far in the posting arena and that’s because I’ve been too busy with day job. Have no fear. I plan on getting a few posts written today during my break between hearings and I will type it up either this afternoon or [...]
This morning, I almost shot out of the chair in my office. I looked at my Citi statement and saw a whopping 24.99% APR. WHAT?!?!?!??! Of course, this a stupid move on my part and a very expensive mistake to the tune of almost $200. I remember that they sent letters in November notifying me [...]
As I’ve previously discussed, I like using my credit card. This is one habit that I know will have to change over time if I’m ever going to get out of this cycle of working just to pay the finance charges for my credit card. One thing I’ve tried to do over the past week [...]
At the end of last year, I was fortunate enough to receive a bonus from my employer. I decided to take a portion of the bonus and put it away in an emergency fund. With the other portion of the bonus, I decided to pay off several credit cards with low or manageable balances (think [...]
When I worked in a bookstore, I always saw this book called, “Why Won’t the Landlord Take Visa?”: The Princeton Review’s Crash Course to Life After Graduation (Career Guides). I thought it was a great title and never thought the day would come when a landlord would ACTUALLY take Visa (or Mastercard or Discover, etc.). [...]
One of the many things that has helped open my eyes to the fact that my spending habits must change was a decrease in my credit lines. Over the past few months, several banks and lenders have realized that they’ve been issuing a lot of credit. This is evidenced by the hundreds of credit card [...]
One of the things that I really want to reduce this year is my enthusiasm (addiction) for cash back. I have an American Express Blue card with the cash back feature. For those of you who don’t know about AmEx Blue Cash Back, it works like this (in a nutshell):
Prior to reaching your $6500.00 limit, [...]
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