Financial Goals for 2009: To Thy Own Budget Be True (Goal #5)

Sure, I’ve talked about making a budget.  Well, after having a month’s worth of data, I think I have a better idea of what my budget entails.  My latest goal for 2009 is to Budget, Budget, Budget!!!!  I am still trying to figure out whether I’ll use the cash envelopes system or just use Excel [...]

Weekend Edition: Christmas/Special Occasion Fund

One thing that caught me off guard last year was Christmas.  No, not the actual day.  I realize that Christmas has come on December 25 for the last thirty years or so.  The spending is what caught me off guard.  I was planning a lite Christmas as far as gifts and then, one by one, [...]

My Budget

Right now, one of the hardest things I am grappling with is setting a budget.  It’s not because I spend so much that I have no idea what goes out every month.  It is actually the exact OPPOSITE.  I pretty much know everything I spend and am looking for a detailed budget system, whether it [...]