Nothing But Net (Worth)

Financial Goals for 2009: To Thy Own Budget Be True (Goal #5)

Sure, I’ve talked about making a budget.  Well, after having a month’s worth of data, I think I have a better idea of what my budget entails.  My latest goal for 2009 is to Budget, Budget, Budget!!!!  I am still trying to figure out whether I’ll use the cash envelopes system or just use Excel [...]

Progress Report: How Am I Doing With My Goals?

When I started this blog, I set forth a few goals that I would try and accomplish in 2009.  Just in case you forgot, here are my goals (so far):

The Emergency Fund Part Deux (Goal #1)
Max Out Thy 401(k) (Goal #2)
Reduce My Credit Card Debt by 10% (Goal #3)
Gut Check Spending (Goal #4)

Well, as far [...]

Update: Gut Check Spending

Well, I must say that I’m doing better with my Gut Check spending, but I’m still not 100% there yet.  I am trying, but just like in the beginning of any fitness/diet plan, you’ll have your failures.  It’s just a matter of getting back on your feet, brushing yourself off, and getting right back at [...]

You Gotta Start Somewhere

Well, today I have added a few little status bars on the right-hand side of the website.
The first reflects my goal to reduce my credit card debt in 2009.  Again, my initial goal is to cut things by about 10% or almost $10,000.  If I reach that goal earlier in the year, I will figure [...]

Financial Goals for 2009: Gut Check Spending (Goal #4)

As I’ve previously discussed, I like using my credit card.  This is one habit that I know will have to change over time if I’m ever going to get out of this cycle of working just to pay the finance charges for my credit card.  One thing I’ve tried to do over the past week [...]

Financial Goals for 2009: Reduce My Credit Card Debt by 10% (Goal #3)

I originally wanted to reduce my entire debt by 10% (who doesn’t?), but right now, my focus is on paying off debt other than my student loans and the personal loan as fast as possible.  My student loans are fixed at a ridiculously low rate (3.75%) and that will go down  even more after I [...]

Financial Goals for 2009: Max Out Thy 401(k) (Goal #2)

I know that I’ve talked about this a lot over my last few posts, but my 401(k) is something very important to me.  I am still shaking my head from the thought that I almost decided to hold off on contributing for all of 2009.  If my debt could have been paid off in the [...]

Financial Goals for 2009: The Emergency Fund Part Deux (Goal #1)

As I mentioned in my earlier posts, goals are important.  Sure, people call them new year’s resolutions when they come at the beginning of the year, but mine are goals because I’m hoping that they last beyond the month of January.  Our resolutions are usually short-lived and they have a tendency to fade as the [...]